Signature Mortgages | Independant Mortgage & Insurance Brokers  for North Wales, the North West and the UK

Looking for a Mortgage?

Signature Mortgages is an independent whole of market professional mortgage and insurance brokerage located in Rhuddlan, North Wales, with clients throughout North Wales (Rhyl, Prestatyn, Llandudno, Wrexham, Anglesey), the North of England (Chester, Manchester, Liverpool, Leeds) and the UK (London). We recognise that everyone has their own requirements and we work hard to offer outstanding personal service.

Great Customer Service

At Signature Mortgages we like to build and maintain good customer relationships with our clients, and offer a flexibility to work for you in the way you prefer, whether that is face to face, by telephone or by email.

We are not tied to one particular lender and have access to a whole of market panel when it comes to arranging mortgages and other home and property finance (Buy to Let Mortgages, Secured Loans, Bridging Finance, Commercial Mortgage Development Finance etc.)

Home Finance

As well as arranging mortgages for first time buyers and home movers, Signature Mortgages specialises in assisting clients who are looking to remortgage in order to raise capital for a number of reasons. These may include remortgaging to consolidate debts (loans & credit cards), for home improvements, to purchase another property, for a holiday or a new car, or simply to take advantage of a better rate of interest.

The Complete Package

As well as arranging residential mortgages, Signature Mortgages has seen a massive increase in the number of clients looking for returns through investment in property. This may be through Buy to Let Mortgages, Let to Buy Mortgages, Commercial Mortgages or indeed Development Finance. As Signature Mortgages is an independent mortgage broker potential Buy to Let investers have a wide choice of lender from their whole of market panel.

So contact Signature Mortgages today on 0844 561 7250 or info@signature-mortgages.co.uk and let us guide you smoothly through the entire process. Alternatively, use the Call Back form to register your enquiry.

Once you receive your mortgage offer we will continue to monitor your application right through to completion.

The Home Buying Process

If you're a first time or inexperienced property buyer, you may find the following steps helpful when buying a home. If you choose Signature Mortgages we will be here to help you every step of the way.

Step 1 - Find your ideal home. But visit at least twice before making an offer. Drive past at different times of day to identify things like parking problems or heavy traffic.

Step 2 - Research similar properties in the area to make sure the price is right, and then make an offer through the Estate Agent. More>>>>


First Time Buyers

Stepping onto the property ladder can sometimes be quite straightforward. That is if you are fortunate enough to have a large deposit, a regular substantial income and no previous credit issues. Unfortunately not all first time buyers are in this enviable position. Today, especially with the downturn in our economy, it can be a struggle for first time buyers to purchase their first dream home. More>>>>

Remortgaging/Capital Raising

Below are some reasons as to why remortgaging your property may be beneficial:

To get a better interest rate.

If you are currently paying the standard variable rate of interest offered by your lender, it is possible you are paying more than you need to. It is not unusual for Signature Mortgages to save a client substantial amounts of money just by switching them to a better rate with a different lender. More>>>>

Buildings and Contents Insurance

Most homeowners will have buildings or buildings and contents (B&C) insurance. But do you know what cover you actually have?

Many insurance companies will offer premium based B&C rather than benefit level / the amount of cover you need. What this means is your home and contents are at risk of being under insured. More>>>>

Refused a Mortgage Before?

Have you had a mortgage application refused by your bank or building society? Being refused a mortgage does not necessarily mean you have bad credit or you have missed mortgage payments. You may be refused a mortgage due to being self employed or because you have income from different jobs. More>>>>

 

Looking for Life Assurance?

Life / Term Assurance - If you stop and look around you will find that many things in your home can be insured, even your pets. But like many people in the UK, their most valuable possessions may not be covered. YOUR OWN LIFE AND YOUR FAMILY'S FUTURE. More>>>>


 

 

 

 

 

24 x 7 Mortgage Access

The Signature Mortgage Wizard to the right gives instant 24 x 7 online access to thousands of mortgage products. Our online database is updated daily providing the largest range of mortgage products from the high street mortgage lenders.