Buildings and Contents Insurance

Most homeowners will have buildings or buildings and contents (B&C) insurance. But do you know what cover you actually have?

Many insurance companies will offer premium based B&C rather than benefit level / the amount of cover you need. What this means is your home and contents are at risk of being under insured.

Being Underinsured Is Bad News

Should you need to make a claim, it’s important that you’re not under insured. If you had £20,000 of contents insurance cover and after making a claim the insurance assessor find that you contents insurance is not sufficient, the insurance company will not pay the total amount of your claim as you are under insured, and will reduce the amount they will pay out accordingly.

Signature Mortgages are happy to give you a competitive quotation for your buildings and/or contents insurance. Our limited panel of insurers also include some of the biggest names in the insurance industry including Aviva, Zurich, AXA, Abbey, Halifax, Assurant and Legal and General.

Some Buildings and/or Contents policies will have exclusions. We will discuss this with you before we make a recommendation.

Time for a Home Insurance review? Please feel free to contact Signature Mortgages today for a free initial no obligation discussion on all Buildings and Contents requirements on 01745 585859 or  Alternatively, use the Call Back form to register your enquiry. We will deal with your enquiry in as flexible way as possible, whether it’s face to face, by telephone, post or e mail.