Commercial Mortgages

The commercial mortgage market has expanded and diversified considerably over the last few years with more lenders offering commercial mortgages and funding. More people have decided to become self employed and set up business, so lenders have had to wake up to the fact that they need to diversify their business offerings and provide good quality services and competitive rates to attract new business.

Areas where new businesses used to be refused have now been addressed. The most common reason why an application would not proceed was due to the client not being able to prove their income as they were starting a new business.

With more lenders entering the commercial mortgage market products are becoming more flexible. With new mortgage products available Signature Mortgages could possibly negotiate a better commercial mortgage product than you currently have which may save you a significant amount of money.

Commercial mortgages can be used for existing businesses to release equity. If you need to consolidate existing credit commitments, capital raising for working capital or property improvements, a business purchase or to move your business in a new direction, we can help.

You may operate your business from a leased commercial property but would choose to own it if financing were available to you. We can help you move your business forward.

You can typically borrow between 70% and 85% Loan to Value (LTV). Some lenders depending on the commercial proposals may borrow you more than the typical LTV up to 100% LTV, if additional security is available.

Finance is available across a wide range of business properties including pubs, restaurants, guest houses, B&Bs, retail property, industrial units, golf clubs, and farms. If your business type is not mentioned please ring or email us so we can find a lender who may be willing to help you.

Please feel free to contact Signature Mortgages today for a free initial no obligation discussion regarding Commercial Mortgages on 01745 585859 or e mail info@signature-mortgages.co.uk Alternatively, use the Call Back form to register your enquiry. We will deal with your enquiry in as flexible way as possible, whether it’s face to face, by telephone, post or e mail.

COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAISNT YOUR COMMERCIAL PROPERTY. YOUR COMMERCIAL PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.